WavePay APP by Wave Money

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service

WavePay, the mobile wallet application by WaveMoney, is revolutionizing digital payments in Myanmar by integrating all users into a seamless payment ecosystem. With the largest network of approximately 60,000 agents and over 200,000 merchants, WavePay is your one-stop solution for all payment needs:

• Send money to your family and friends using their mobile number, even if they are not on the WavePay app.
• Scan QR codes to make instant payments at grocery stores, medical shops, electronic shops, restaurants, and more.
• Top up or buy packs for your mobile or for your family and friends.
• Easily pay your bills for internet, solar, insurance, and microfinance loans.
• Link your bank or MPU cards to effortlessly transfer funds in and out of your wallet.

Safe and Secure Payments

WavePay ensures your transactions are safe and secure with the following features:

• The "One Wallet, One Device" (1W1D) feature allows access to your account from only one device at a time, enhancing the security of your WavePay account.
• Set a mandatory 4-digit PIN when creating your account, which you must use to authorize all transactions.
• An additional 6-digit secret code is required for money transfers to non-WavePay users. The recipient can collect the money at the nearest WaveMoney agent shop by providing the transaction ID and the 6-digit secret code.

Easy Cash-in and Cash-out Services

WavePay offers convenient cash-in and cash-out services:

• Cash-in or cash-out at any of the over 60,000 Wave agent shops across the country, available at all times.
• Link your bank accounts from partner banks or any e-commerce enabled MPU cards for easy fund transfers in and out of your wallet.

Easy Airtime Top-up and Bill Payments

Stay connected and manage your bills effortlessly with WavePay:

• Top up or buy packs for your mobile to stay connected with loved ones. You can top up any operator's mobile number, including ATOM, MPT, and Ooredoo.
• Pay your internet bills across over 30 providers, including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, and Myanmar APN.
• Make loan repayments to over 40 partners, including Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, and VisionFund.
• Pay insurance premiums for Prudential, Manulife, Capital Taiyo, Young Insurance, and KBZ MS General Insurance.
• Settle your solar bill payments for OV Solar, Solar Home, and Sun King Solar.
• Pay for healthcare and telehealth services at PunHlaing Hospitals, MyanCare, myDoctor, Health4U, and T-Fitness.

Fast and Reliable Payments at Online Stores

WavePay makes online shopping seamless:

• Make instant payments for your online shopping at Shop.com.mm, OwayFresh, and other trusted partners, eliminating the hassle of cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using the WavePay app.

Book Hotels & Tickets for Bus, Flights

Plan your travel with ease using WavePay:

• Book domestic or international, one-way or round-trip flight tickets on FlyMya, AirKBZ, and other platforms, and make payments with your WavePay wallet.
• Book online bus tickets with MMBus Ticket, Oway, AungSan, AungMinGalar, and Mandalay Gate. Check seat availability and receive real-time updates.
• Reserve hotels before you travel at Memories Hotel, Memories Travel, Balloons Over Myanmar, and more.
• Make hassle-free payments for groceries, medicines, electronics, and clothing by scanning Wave QR at over 200,000 merchants.

Contact Us

The WaveMoney Call Centre is available every day from 8 AM to 10 PM to provide assistance. Call 900 from ATOM numbers (free) or 097900090000 for other operator numbers. To become a business partner or agent, email us at [email protected] or call our call center.